Call reports 2014
FIRST COMMUNITY BANK — 2014
What FIRST COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 795,747,000 | 784,549,000 | 828,751,000 | 810,270,000 |
| Total loans | 447,705,000 | 447,660,000 | 451,960,000 | 447,968,000 |
| Allowance for loan losses | 4,161,000 | 4,066,000 | 4,156,000 | 4,132,000 |
| Securities available for sale | 252,816,000 | 247,946,000 | 259,995,000 | 269,748,000 |
| Securities held to maturity | 0 | 0 | 1,352,000 | 10,647,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 657,315,000 | 643,385,000 | 689,852,000 | 672,385,000 |
| Interest-bearing deposits | 517,631,000 | 507,541,000 | 540,267,000 | 536,641,000 |
| Noninterest-bearing deposits | 139,684,000 | 135,844,000 | 149,585,000 | 135,744,000 |
| Equity capital | 79,101,000 | 81,272,000 | 83,237,000 | 85,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,396,000 | 13,234,000 | 20,191,000 | 27,236,000 |
| Interest expense | 801,000 | 1,598,000 | 2,363,000 | 3,142,000 |
| Net interest income | 5,595,000 | 11,636,000 | 17,828,000 | 24,094,000 |
| Noninterest income | 1,786,000 | 3,647,000 | 5,889,000 | 8,245,000 |
| Noninterest expense | 5,796,000 | 11,430,000 | 17,264,000 | 23,442,000 |
| Provision for loan losses | 150,000 | 550,000 | 703,000 | 881,000 |
| Pretax income | 1,443,000 | 3,389,000 | 5,852,000 | 8,198,000 |
| Income tax | 414,000 | 959,000 | 1,676,000 | 2,319,000 |
| Net income | 1,029,000 | 2,430,000 | 4,176,000 | 5,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,213,000 | 74,425,000 | 76,101,000 | 77,473,000 |
| Total capital | 77,373,000 | 78,491,000 | 80,257,000 | 81,605,000 |
| Risk-weighted assets | 496,416,000 | 496,485,000 | 504,166,000 | 503,483,000 |