Call reports 2013
FIRST COMMUNITY BANK — 2013
What FIRST COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 625,083,000 | 632,433,000 | 635,087,000 | 632,321,000 |
| Total loans | 337,958,000 | 346,878,000 | 347,593,000 | 351,387,000 |
| Allowance for loan losses | 4,534,000 | 4,439,000 | 4,323,000 | 4,219,000 |
| Securities available for sale | 217,816,000 | 223,217,000 | 228,014,000 | 223,938,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 498,930,000 | 511,930,000 | 510,636,000 | 499,792,000 |
| Interest-bearing deposits | 397,867,000 | 404,255,000 | 402,501,000 | 385,939,000 |
| Noninterest-bearing deposits | 101,063,000 | 107,675,000 | 108,135,000 | 113,853,000 |
| Equity capital | 67,223,000 | 64,877,000 | 64,852,000 | 64,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,275,000 | 10,638,000 | 16,106,000 | 21,753,000 |
| Interest expense | 896,000 | 1,735,000 | 2,531,000 | 3,301,000 |
| Net interest income | 4,379,000 | 8,903,000 | 13,575,000 | 18,452,000 |
| Noninterest income | 2,049,000 | 4,353,000 | 6,270,000 | 8,170,000 |
| Noninterest expense | 4,717,000 | 9,686,000 | 14,505,000 | 20,019,000 |
| Provision for loan losses | 150,000 | 250,000 | 379,000 | 529,000 |
| Pretax income | 1,576,000 | 3,468,000 | 5,113,000 | 5,820,000 |
| Income tax | 419,000 | 948,000 | 1,387,000 | 1,275,000 |
| Net income | 1,157,000 | 2,520,000 | 3,726,000 | 4,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,442,000 | 63,518,000 | 64,443,000 | 65,656,000 |
| Total capital | 66,979,000 | 67,957,000 | 68,766,000 | 69,875,000 |
| Risk-weighted assets | 366,255,000 | 382,443,000 | 387,700,000 | 389,807,000 |