Call reports 2012
FIRST COMMUNITY BANK — 2012
What FIRST COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 601,871,000 | 597,967,000 | 606,228,000 | 603,383,000 |
| Total loans | 334,953,000 | 329,269,000 | 332,219,000 | 341,769,000 |
| Allowance for loan losses | 4,745,000 | 4,742,000 | 4,695,000 | 4,621,000 |
| Securities available for sale | 197,005,000 | 196,569,000 | 210,723,000 | 203,016,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 480,823,000 | 477,078,000 | 480,216,000 | 477,666,000 |
| Interest-bearing deposits | 385,853,000 | 383,576,000 | 381,778,000 | 377,374,000 |
| Noninterest-bearing deposits | 94,970,000 | 93,502,000 | 98,438,000 | 100,292,000 |
| Equity capital | 63,512,000 | 63,887,000 | 66,086,000 | 67,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,030,000 | 11,884,000 | 17,534,000 | 23,000,000 |
| Interest expense | 1,361,000 | 2,578,000 | 3,728,000 | 4,770,000 |
| Net interest income | 4,669,000 | 9,306,000 | 13,806,000 | 18,230,000 |
| Noninterest income | 1,763,000 | 3,460,000 | 5,837,000 | 8,029,000 |
| Noninterest expense | 4,684,000 | 9,342,000 | 14,034,000 | 19,043,000 |
| Provision for loan losses | 230,000 | 301,000 | 416,000 | 496,000 |
| Pretax income | 1,329,000 | 2,896,000 | 4,931,000 | 6,546,000 |
| Income tax | 393,000 | 867,000 | 1,518,000 | 1,913,000 |
| Net income | 936,000 | 2,029,000 | 3,413,000 | 4,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,010,000 | 58,734,000 | 60,878,000 | 61,588,000 |
| Total capital | 61,611,000 | 63,164,000 | 65,354,000 | 66,158,000 |
| Risk-weighted assets | 367,091,000 | 353,332,000 | 356,997,000 | 365,117,000 |