Call reports 2011
FIRST COMMUNITY BANK — 2011
What FIRST COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 606,232,000 | 605,383,000 | 607,029,000 | 593,890,000 |
| Total loans | 334,156,000 | 326,296,000 | 329,428,000 | 328,036,000 |
| Allowance for loan losses | 4,655,000 | 4,716,000 | 4,708,000 | 4,699,000 |
| Securities available for sale | 191,021,000 | 204,473,000 | 208,888,000 | 201,020,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 467,117,000 | 472,855,000 | 474,788,000 | 469,024,000 |
| Interest-bearing deposits | 408,594,000 | 417,235,000 | 388,503,000 | 381,116,000 |
| Noninterest-bearing deposits | 58,523,000 | 55,620,000 | 86,285,000 | 87,908,000 |
| Equity capital | 55,422,000 | 57,188,000 | 60,207,000 | 61,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,426,000 | 12,890,000 | 19,270,000 | 25,504,000 |
| Interest expense | 1,878,000 | 3,618,000 | 5,263,000 | 6,763,000 |
| Net interest income | 4,548,000 | 9,272,000 | 14,007,000 | 18,741,000 |
| Noninterest income | 1,254,000 | 2,266,000 | 4,011,000 | 5,948,000 |
| Noninterest expense | 4,648,000 | 8,819,000 | 13,461,000 | 18,090,000 |
| Provision for loan losses | 360,000 | 750,000 | 1,110,000 | 1,420,000 |
| Pretax income | 924,000 | 2,106,000 | 3,667,000 | 5,457,000 |
| Income tax | 262,000 | 609,000 | 1,105,000 | 1,675,000 |
| Net income | 662,000 | 1,497,000 | 2,562,000 | 3,782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,466,000 | 52,467,000 | 53,499,000 | 55,377,000 |
| Total capital | 56,127,000 | 57,096,000 | 58,119,000 | 59,971,000 |
| Risk-weighted assets | 376,877,000 | 369,341,000 | 368,519,000 | 366,175,000 |