Call reports 2010
FIRST COMMUNITY BANK — 2010
What FIRST COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 616,413,000 | 606,198,000 | 611,075,000 | 598,275,000 |
| Total loans | 342,203,000 | 337,507,000 | 329,713,000 | 329,953,000 |
| Allowance for loan losses | 4,868,000 | 4,838,000 | 4,841,000 | 4,911,000 |
| Securities available for sale | 130,671,000 | 131,632,000 | 152,566,000 | 188,036,000 |
| Securities held to maturity | 53,685,000 | 46,179,000 | 42,478,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 467,670,000 | 461,685,000 | 463,459,000 | 456,848,000 |
| Interest-bearing deposits | 387,595,000 | 379,729,000 | 385,418,000 | 382,812,000 |
| Noninterest-bearing deposits | 80,075,000 | 81,956,000 | 78,041,000 | 74,036,000 |
| Equity capital | 53,877,000 | 54,783,000 | 56,093,000 | 54,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,141,000 | 13,995,000 | 20,800,000 | 27,455,000 |
| Interest expense | 2,342,000 | 4,637,000 | 6,855,000 | 8,931,000 |
| Net interest income | 4,799,000 | 9,358,000 | 13,945,000 | 18,524,000 |
| Noninterest income | 961,000 | 2,002,000 | 3,124,000 | 4,507,000 |
| Noninterest expense | 4,165,000 | 8,297,000 | 12,866,000 | 17,432,000 |
| Provision for loan losses | 550,000 | 1,130,000 | 1,365,000 | 1,878,000 |
| Pretax income | 904,000 | 1,681,000 | 2,364,000 | 2,987,000 |
| Income tax | 238,000 | 410,000 | 590,000 | 717,000 |
| Net income | 666,000 | 1,271,000 | 1,774,000 | 2,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,118,000 | 50,028,000 | 50,488,000 | 51,225,000 |
| Total capital | 53,986,000 | 54,879,000 | 55,337,000 | 56,078,000 |
| Risk-weighted assets | 418,938,000 | 400,446,000 | 393,454,000 | 387,011,000 |