Call reports 2008
FIRST COMMUNITY BANK — 2008
What FIRST COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 588,608,000 | 638,679,000 | 631,966,000 | 646,894,000 |
| Total loans | 314,177,000 | 319,112,000 | 324,333,000 | 332,964,000 |
| Allowance for loan losses | 3,680,000 | 3,744,000 | 3,663,000 | 4,581,000 |
| Securities available for sale | 157,930,000 | 152,247,000 | 138,778,000 | 151,954,000 |
| Securities held to maturity | 11,771,000 | 74,291,000 | 71,679,000 | 69,481,000 |
| Trading assets | 2,788,000 | 2,626,000 | 2,545,000 | 2,505,000 |
| Total deposits | 416,115,000 | 439,109,000 | 435,424,000 | 425,715,000 |
| Interest-bearing deposits | 334,476,000 | 364,116,000 | 360,543,000 | 358,107,000 |
| Noninterest-bearing deposits | 81,639,000 | 74,993,000 | 74,881,000 | 67,608,000 |
| Equity capital | 75,843,000 | 73,118,000 | 68,788,000 | 78,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 7,836,000 | 16,302,000 | 24,636,000 | 32,854,000 |
| Interest expense | 3,610,000 | 7,400,000 | 11,186,000 | 14,882,000 |
| Net interest income | 4,226,000 | 8,902,000 | 13,450,000 | 17,972,000 |
| Noninterest income | 1,454,000 | 2,720,000 | 4,045,000 | 4,454,000 |
| Noninterest expense | 3,613,000 | 7,369,000 | 11,178,000 | 15,373,000 |
| Provision for loan losses | 155,000 | 364,000 | 723,000 | 2,129,000 |
| Pretax income | 1,883,000 | -2,302,000 | -8,760,000 | -9,599,000 |
| Income tax | 561,000 | -297,000 | -2,935,000 | -3,509,000 |
| Net income | 1,322,000 | -2,005,000 | -5,825,000 | -6,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,957,000 | 44,723,000 | 37,583,000 | 44,931,000 |
| Total capital | 52,638,000 | 48,467,000 | 41,247,000 | 49,512,000 |
| Risk-weighted assets | 369,885,000 | 384,507,000 | 377,885,000 | 398,503,000 |