Call reports 2007
FIRST COMMUNITY BANK — 2007
What FIRST COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 548,152,000 | 552,553,000 | 575,968,000 | 563,998,000 |
| Total loans | 288,187,000 | 302,152,000 | 302,830,000 | 310,028,000 |
| Allowance for loan losses | 3,342,000 | 3,425,000 | 3,526,000 | 3,530,000 |
| Securities available for sale | 151,860,000 | 149,759,000 | 171,242,000 | 159,166,000 |
| Securities held to maturity | 6,383,000 | 6,328,000 | 6,322,000 | 6,317,000 |
| Trading assets | 3,390,000 | 3,030,000 | 2,978,000 | 2,876,000 |
| Total deposits | 415,226,000 | 405,173,000 | 415,311,000 | 407,799,000 |
| Interest-bearing deposits | 339,075,000 | 329,093,000 | 333,429,000 | 326,141,000 |
| Noninterest-bearing deposits | 76,151,000 | 76,080,000 | 81,882,000 | 81,658,000 |
| Equity capital | 74,656,000 | 74,363,000 | 75,796,000 | 75,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,267,000 | 14,790,000 | 22,763,000 | 30,868,000 |
| Interest expense | 3,392,000 | 6,865,000 | 10,649,000 | 14,465,000 |
| Net interest income | 3,875,000 | 7,925,000 | 12,114,000 | 16,403,000 |
| Noninterest income | 1,122,000 | 2,191,000 | 3,562,000 | 4,999,000 |
| Noninterest expense | 3,594,000 | 7,077,000 | 10,512,000 | 13,983,000 |
| Provision for loan losses | 114,000 | 226,000 | 360,000 | 492,000 |
| Pretax income | 1,293,000 | 2,887,000 | 4,878,000 | 6,976,000 |
| Income tax | 358,000 | 830,000 | 1,458,000 | 2,137,000 |
| Net income | 935,000 | 2,057,000 | 3,420,000 | 4,839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,835,000 | 44,638,000 | 46,477,000 | 47,400,000 |
| Total capital | 47,177,000 | 48,063,000 | 50,003,000 | 50,930,000 |
| Risk-weighted assets | 350,536,000 | 357,067,000 | 361,323,000 | 369,857,000 |