Call reports 2006
FIRST COMMUNITY BANK — 2006
What FIRST COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 486,049,000 | 536,326,000 | 530,670,000 | 546,457,000 |
| Total loans | 229,621,000 | 262,079,000 | 269,773,000 | 275,188,000 |
| Allowance for loan losses | 2,806,000 | 3,128,000 | 3,252,000 | 3,215,000 |
| Securities available for sale | 155,344,000 | 170,744,000 | 167,604,000 | 164,096,000 |
| Securities held to maturity | 5,707,000 | 5,701,000 | 6,495,000 | 6,489,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 376,439,000 | 409,926,000 | 402,787,000 | 418,470,000 |
| Interest-bearing deposits | 310,691,000 | 343,244,000 | 332,821,000 | 341,655,000 |
| Noninterest-bearing deposits | 65,748,000 | 66,682,000 | 69,966,000 | 76,815,000 |
| Equity capital | 62,774,000 | 70,726,000 | 72,620,000 | 74,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,944,000 | 12,493,000 | 19,777,000 | 27,190,000 |
| Interest expense | 2,375,000 | 5,082,000 | 8,313,000 | 11,715,000 |
| Net interest income | 3,569,000 | 7,411,000 | 11,464,000 | 15,475,000 |
| Noninterest income | 1,199,000 | 2,301,000 | 3,368,000 | 4,470,000 |
| Noninterest expense | 3,110,000 | 6,328,000 | 9,730,000 | 13,160,000 |
| Provision for loan losses | 120,000 | 248,000 | 389,000 | 528,000 |
| Pretax income | 1,469,000 | 3,067,000 | 4,644,000 | 6,188,000 |
| Income tax | 353,000 | 738,000 | 1,114,000 | 1,452,000 |
| Net income | 1,116,000 | 2,329,000 | 3,530,000 | 4,736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,238,000 | 40,166,000 | 41,722,000 | 43,039,000 |
| Total capital | 40,044,000 | 43,294,000 | 44,974,000 | 46,254,000 |
| Risk-weighted assets | 306,653,000 | 339,107,000 | 343,418,000 | 350,225,000 |