Call reports 2004
FIRST COMMUNITY BANK — 2004
What FIRST COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 217,516,000 | 231,656,000 | 243,980,000 | 456,227,000 |
| Total loans | 127,009,000 | 129,776,000 | 132,814,000 | 186,771,000 |
| Allowance for loan losses | 1,790,000 | 1,782,000 | 1,858,000 | 2,764,000 |
| Securities available for sale | 46,634,000 | 55,524,000 | 63,229,000 | 184,442,000 |
| Securities held to maturity | 4,987,000 | 4,980,000 | 5,380,000 | 6,016,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,117,000 | 201,919,000 | 215,138,000 | 342,722,000 |
| Interest-bearing deposits | 148,156,000 | 159,476,000 | 168,921,000 | 287,482,000 |
| Noninterest-bearing deposits | 39,961,000 | 42,443,000 | 46,217,000 | 55,240,000 |
| Equity capital | 16,729,000 | 16,377,000 | 17,447,000 | 61,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,560,000 | 5,128,000 | 7,961,000 | 12,974,000 |
| Interest expense | 553,000 | 1,131,000 | 1,788,000 | 3,236,000 |
| Net interest income | 2,007,000 | 3,997,000 | 6,173,000 | 9,738,000 |
| Noninterest income | 378,000 | 802,000 | 1,220,000 | 1,762,000 |
| Noninterest expense | 1,683,000 | 3,356,000 | 5,133,000 | 7,863,000 |
| Provision for loan losses | 66,000 | 130,000 | 170,000 | 245,000 |
| Pretax income | 636,000 | 1,313,000 | 2,090,000 | 3,403,000 |
| Income tax | 214,000 | 443,000 | 696,000 | 963,000 |
| Net income | 422,000 | 870,000 | 1,394,000 | 2,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,695,000 | 16,106,000 | 16,676,000 | 33,158,000 |
| Total capital | 17,485,000 | 17,888,000 | 18,534,000 | 35,922,000 |
| Risk-weighted assets | 147,284,000 | 152,074,000 | 156,854,000 | 289,399,000 |