Call reports 2003
FIRST COMMUNITY BANK — 2003
What FIRST COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 210,999,000 | 205,741,000 | 202,405,000 | 212,355,000 |
| Total loans | 107,767,000 | 111,881,000 | 117,378,000 | 121,009,000 |
| Allowance for loan losses | 1,662,000 | 1,851,000 | 1,881,000 | 1,705,000 |
| Securities available for sale | 59,318,000 | 50,740,000 | 48,412,000 | 51,768,000 |
| Securities held to maturity | 5,008,000 | 4,740,000 | 4,734,000 | 4,995,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,940,000 | 182,538,000 | 176,054,000 | 185,989,000 |
| Interest-bearing deposits | 154,789,000 | 146,791,000 | 142,277,000 | 148,690,000 |
| Noninterest-bearing deposits | 33,151,000 | 35,747,000 | 33,777,000 | 37,299,000 |
| Equity capital | 15,396,000 | 15,844,000 | 15,868,000 | 16,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,499,000 | 4,985,000 | 7,464,000 | 9,958,000 |
| Interest expense | 657,000 | 1,275,000 | 1,824,000 | 2,386,000 |
| Net interest income | 1,842,000 | 3,710,000 | 5,640,000 | 7,572,000 |
| Noninterest income | 296,000 | 707,000 | 1,077,000 | 1,439,000 |
| Noninterest expense | 1,405,000 | 2,940,000 | 4,502,000 | 6,097,000 |
| Provision for loan losses | 52,000 | 97,000 | 132,000 | 167,000 |
| Pretax income | 681,000 | 1,380,000 | 2,083,000 | 2,747,000 |
| Income tax | 240,000 | 487,000 | 731,000 | 965,000 |
| Net income | 441,000 | 893,000 | 1,352,000 | 1,782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,046,000 | 14,462,000 | 14,886,000 | 15,295,000 |
| Total capital | 15,677,000 | 16,112,000 | 16,582,000 | 17,000,000 |
| Risk-weighted assets | 130,437,000 | 131,833,000 | 135,461,000 | 140,314,000 |