Call reports 2002
FIRST COMMUNITY BANK — 2002
What FIRST COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 166,250,000 | 176,484,000 | 190,150,000 | 192,582,000 |
| Total loans | 92,792,000 | 96,478,000 | 95,711,000 | 99,991,000 |
| Allowance for loan losses | 1,037,000 | 1,298,000 | 1,438,000 | 1,525,000 |
| Securities available for sale | 44,345,000 | 48,354,000 | 58,392,000 | 62,300,000 |
| Securities held to maturity | 4,319,000 | 4,526,000 | 4,517,000 | 5,017,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,051,000 | 156,417,000 | 169,692,000 | 168,867,000 |
| Interest-bearing deposits | 123,780,000 | 133,015,000 | 142,047,000 | 141,771,000 |
| Noninterest-bearing deposits | 23,271,000 | 23,402,000 | 27,645,000 | 27,096,000 |
| Equity capital | 13,291,000 | 14,070,000 | 14,641,000 | 15,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,318,000 | 4,740,000 | 7,221,000 | 9,789,000 |
| Interest expense | 735,000 | 1,418,000 | 2,112,000 | 2,814,000 |
| Net interest income | 1,583,000 | 3,322,000 | 5,109,000 | 6,975,000 |
| Noninterest income | 237,000 | 531,000 | 808,000 | 1,107,000 |
| Noninterest expense | 1,181,000 | 2,490,000 | 3,860,000 | 5,233,000 |
| Provision for loan losses | 177,000 | 437,000 | 572,000 | 677,000 |
| Pretax income | 462,000 | 987,000 | 1,546,000 | 2,233,000 |
| Income tax | 167,000 | 350,000 | 548,000 | 758,000 |
| Net income | 295,000 | 637,000 | 998,000 | 1,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,239,000 | 12,628,000 | 13,034,000 | 13,559,000 |
| Total capital | 13,276,000 | 13,926,000 | 14,472,000 | 15,052,000 |
| Risk-weighted assets | 109,685,000 | 114,121,000 | 116,165,000 | 119,382,000 |