Call reports 2001
FIRST COMMUNITY BANK — 2001
What FIRST COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 135,752,000 | 142,888,000 | 149,423,000 | 154,022,000 |
| Total loans | 72,989,000 | 81,998,000 | 85,520,000 | 87,518,000 |
| Allowance for loan losses | 923,000 | 1,028,000 | 1,101,000 | 1,000,000 |
| Securities available for sale | 34,939,000 | 38,272,000 | 35,635,000 | 39,900,000 |
| Securities held to maturity | 2,545,000 | 2,798,000 | 3,403,000 | 4,099,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,987,000 | 125,404,000 | 132,232,000 | 135,571,000 |
| Interest-bearing deposits | 100,928,000 | 106,397,000 | 112,287,000 | 115,442,000 |
| Noninterest-bearing deposits | 18,059,000 | 19,007,000 | 19,945,000 | 20,129,000 |
| Equity capital | 12,341,000 | 12,550,000 | 13,098,000 | 13,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,243,000 | 4,648,000 | 7,089,000 | 9,484,000 |
| Interest expense | 1,071,000 | 2,189,000 | 3,232,000 | 4,114,000 |
| Net interest income | 1,172,000 | 2,459,000 | 3,857,000 | 5,370,000 |
| Noninterest income | 182,000 | 403,000 | 626,000 | 928,000 |
| Noninterest expense | 995,000 | 2,068,000 | 3,183,000 | 4,287,000 |
| Provision for loan losses | 57,000 | 182,000 | 254,000 | 407,000 |
| Pretax income | 302,000 | 612,000 | 1,046,000 | 1,604,000 |
| Income tax | 119,000 | 229,000 | 378,000 | 559,000 |
| Net income | 183,000 | 383,000 | 668,000 | 1,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,897,000 | 11,143,000 | 11,475,000 | 11,899,000 |
| Total capital | 11,820,000 | 12,171,000 | 12,576,000 | 12,899,000 |
| Risk-weighted assets | 88,953,000 | 96,515,000 | 100,306,000 | 102,598,000 |