Call reports 2013
METROBANK, NATIONAL ASSOCIATION — 2013
What METROBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,147,052,000 | 1,132,074,000 | 1,147,820,000 | 1,149,839,000 |
| Total loans | 783,256,000 | 822,231,000 | 816,542,000 | 841,438,000 |
| Allowance for loan losses | 15,638,000 | 15,150,000 | 13,973,000 | 12,837,000 |
| Securities available for sale | 174,166,000 | 167,366,000 | 157,013,000 | 108,823,000 |
| Securities held to maturity | 4,046,000 | 4,047,000 | 7,788,000 | 7,779,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 966,743,000 | 947,670,000 | 962,272,000 | 963,488,000 |
| Interest-bearing deposits | 676,013,000 | 644,246,000 | 653,607,000 | 647,344,000 |
| Noninterest-bearing deposits | 290,730,000 | 303,424,000 | 308,665,000 | 316,144,000 |
| Equity capital | 145,998,000 | 134,815,000 | 137,235,000 | 137,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 10,869,000 | 22,021,000 | 33,447,000 | 44,934,000 |
| Interest expense | 1,309,000 | 2,637,000 | 3,990,000 | 5,298,000 |
| Net interest income | 9,560,000 | 19,384,000 | 29,457,000 | 39,636,000 |
| Noninterest income | 2,775,000 | 4,981,000 | 7,035,000 | 8,955,000 |
| Noninterest expense | 8,292,000 | 16,036,000 | 24,321,000 | 36,257,000 |
| Provision for loan losses | -450,000 | -450,000 | -1,250,000 | -3,251,000 |
| Pretax income | 4,477,000 | 8,747,000 | 13,376,000 | 12,025,000 |
| Income tax | 1,435,000 | 2,793,000 | 4,310,000 | 3,775,000 |
| Net income | 3,042,000 | 5,954,000 | 9,066,000 | 8,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 144,743,000 | 137,437,000 | 140,511,000 | 139,561,000 |
| Total capital | 155,837,000 | 149,083,000 | 152,143,000 | 151,252,000 |
| Risk-weighted assets | 877,328,000 | 927,492,000 | 927,488,000 | 933,325,000 |