Call reports 2012
METROBANK, NATIONAL ASSOCIATION — 2012
What METROBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,107,269,000 | 1,161,841,000 | 1,129,330,000 | 1,118,197,000 |
| Total loans | 745,447,000 | 780,938,000 | 778,092,000 | 764,709,000 |
| Allowance for loan losses | 20,908,000 | 20,031,000 | 18,188,000 | 17,009,000 |
| Securities available for sale | 187,224,000 | 165,673,000 | 176,277,000 | 163,046,000 |
| Securities held to maturity | 4,046,000 | 4,046,000 | 4,046,000 | 4,046,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 935,371,000 | 985,174,000 | 949,955,000 | 938,961,000 |
| Interest-bearing deposits | 692,315,000 | 687,801,000 | 682,689,000 | 655,460,000 |
| Noninterest-bearing deposits | 243,056,000 | 297,373,000 | 267,266,000 | 283,501,000 |
| Equity capital | 136,393,000 | 139,490,000 | 143,233,000 | 143,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 12,410,000 | 24,587,000 | 36,544,000 | 48,044,000 |
| Interest expense | 1,736,000 | 3,351,000 | 4,833,000 | 6,198,000 |
| Net interest income | 10,674,000 | 21,236,000 | 31,711,000 | 41,846,000 |
| Noninterest income | 1,340,000 | 3,242,000 | 5,280,000 | 7,219,000 |
| Noninterest expense | 7,768,000 | 16,078,000 | 24,320,000 | 32,882,000 |
| Provision for loan losses | 401,000 | 600,000 | 300,000 | 100,000 |
| Pretax income | 3,817,000 | 7,807,000 | 12,395,000 | 16,169,000 |
| Income tax | 1,160,000 | 2,472,000 | 3,921,000 | 5,076,000 |
| Net income | 2,657,000 | 5,335,000 | 8,474,000 | 11,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,862,000 | 137,718,000 | 141,081,000 | 141,702,000 |
| Total capital | 144,535,000 | 148,916,000 | 152,148,000 | 152,613,000 |
| Risk-weighted assets | 838,929,000 | 875,623,000 | 862,741,000 | 857,337,000 |