Call reports 2011
METROBANK, NATIONAL ASSOCIATION — 2011
What METROBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,128,156,000 | 1,096,864,000 | 1,111,510,000 | 1,103,089,000 |
| Total loans | 790,811,000 | 764,815,000 | 760,128,000 | 743,764,000 |
| Allowance for loan losses | 23,815,000 | 22,676,000 | 22,815,000 | 21,042,000 |
| Securities available for sale | 158,567,000 | 173,709,000 | 149,643,000 | 170,388,000 |
| Securities held to maturity | 4,045,000 | 4,046,000 | 4,046,000 | 4,046,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 962,840,000 | 929,116,000 | 943,144,000 | 932,817,000 |
| Interest-bearing deposits | 740,382,000 | 713,758,000 | 700,398,000 | 686,616,000 |
| Noninterest-bearing deposits | 222,458,000 | 215,358,000 | 242,746,000 | 246,201,000 |
| Equity capital | 129,452,000 | 133,364,000 | 131,007,000 | 133,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 13,076,000 | 25,714,000 | 38,404,000 | 50,900,000 |
| Interest expense | 2,570,000 | 4,928,000 | 7,075,000 | 8,928,000 |
| Net interest income | 10,506,000 | 20,786,000 | 31,329,000 | 41,972,000 |
| Noninterest income | 2,059,000 | 3,342,000 | 4,761,000 | 6,247,000 |
| Noninterest expense | 9,025,000 | 15,877,000 | 23,925,000 | 31,472,000 |
| Provision for loan losses | 300,000 | 1,500,000 | 2,050,000 | 3,151,000 |
| Pretax income | 3,102,000 | 6,513,000 | 10,049,000 | 13,589,000 |
| Income tax | 994,000 | 2,093,000 | 3,008,000 | 4,052,000 |
| Net income | 2,108,000 | 4,420,000 | 7,041,000 | 9,537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,282,000 | 128,931,000 | 126,991,000 | 129,864,000 |
| Total capital | 136,174,000 | 139,580,000 | 137,796,000 | 140,510,000 |
| Risk-weighted assets | 856,748,000 | 838,812,000 | 843,614,000 | 835,393,000 |