Call reports 2009
METROBANK, NATIONAL ASSOCIATION — 2009
What METROBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,196,290,000 | 1,190,502,000 | 1,178,801,000 | 1,118,432,000 |
| Total loans | 965,490,000 | 956,986,000 | 949,216,000 | 915,476,000 |
| Allowance for loan losses | 18,319,000 | 18,197,000 | 19,331,000 | 22,931,000 |
| Securities available for sale | 97,178,000 | 121,855,000 | 90,225,000 | 98,367,000 |
| Securities held to maturity | 1,057,000 | 3,044,000 | 4,044,000 | 4,044,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,032,706,000 | 1,029,371,000 | 1,016,241,000 | 960,913,000 |
| Interest-bearing deposits | 826,571,000 | 830,625,000 | 818,647,000 | 774,030,000 |
| Noninterest-bearing deposits | 206,135,000 | 198,746,000 | 197,594,000 | 186,883,000 |
| Equity capital | 122,816,000 | 126,527,000 | 128,532,000 | 124,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 16,168,000 | 32,664,000 | 48,833,000 | 64,131,000 |
| Interest expense | 5,992,000 | 11,575,000 | 16,345,000 | 20,463,000 |
| Net interest income | 10,176,000 | 21,089,000 | 32,488,000 | 43,668,000 |
| Noninterest income | 1,976,000 | 4,051,000 | 5,577,000 | 7,968,000 |
| Noninterest expense | 7,714,000 | 16,836,000 | 24,886,000 | 33,187,000 |
| Provision for loan losses | 5,188,000 | 6,526,000 | 9,138,000 | 19,638,000 |
| Pretax income | -990,000 | 1,487,000 | 3,748,000 | -677,000 |
| Income tax | -363,000 | 368,000 | 1,137,000 | -517,000 |
| Net income | -627,000 | 1,119,000 | 2,611,000 | -160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,886,000 | 127,130,000 | 128,624,000 | 125,853,000 |
| Total capital | 136,700,000 | 140,351,000 | 141,678,000 | 138,342,000 |
| Risk-weighted assets | 1,095,595,000 | 1,047,836,000 | 1,030,057,000 | 987,656,000 |