Call reports 2007
METROBANK, NATIONAL ASSOCIATION — 2007
What METROBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 993,077,000 | 1,048,883,000 | 1,065,200,000 | 1,084,899,000 |
| Total loans | 757,844,000 | 789,506,000 | 825,363,000 | 866,602,000 |
| Allowance for loan losses | 9,234,000 | 9,545,000 | 9,340,000 | 9,766,000 |
| Securities available for sale | 169,277,000 | 159,024,000 | 153,034,000 | 132,258,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 859,911,000 | 943,837,000 | 926,177,000 | 912,616,000 |
| Interest-bearing deposits | 662,001,000 | 735,659,000 | 733,065,000 | 713,753,000 |
| Noninterest-bearing deposits | 197,910,000 | 208,178,000 | 193,112,000 | 198,863,000 |
| Equity capital | 95,163,000 | 87,810,000 | 92,026,000 | 95,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 18,654,000 | 38,247,000 | 58,293,000 | 77,795,000 |
| Interest expense | 6,879,000 | 14,652,000 | 22,753,000 | 30,724,000 |
| Net interest income | 11,775,000 | 23,595,000 | 35,540,000 | 47,071,000 |
| Noninterest income | 1,557,000 | 3,845,000 | 6,434,000 | 8,965,000 |
| Noninterest expense | 7,856,000 | 16,343,000 | 24,335,000 | 32,254,000 |
| Provision for loan losses | 0 | 19,000 | 779,000 | 1,705,000 |
| Pretax income | 5,476,000 | 11,078,000 | 16,860,000 | 22,079,000 |
| Income tax | 1,972,000 | 3,898,000 | 5,879,000 | 7,736,000 |
| Net income | 3,504,000 | 7,180,000 | 10,981,000 | 14,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,887,000 | 89,989,000 | 93,382,000 | 96,381,000 |
| Total capital | 106,944,000 | 100,438,000 | 103,618,000 | 106,835,000 |
| Risk-weighted assets | 879,391,000 | 950,663,000 | 991,225,000 | 1,024,879,000 |