Call reports 2006
METROBANK, NATIONAL ASSOCIATION — 2006
What METROBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 931,762,000 | 979,619,000 | 976,384,000 | 1,011,445,000 |
| Total loans | 645,330,000 | 676,106,000 | 681,051,000 | 702,525,000 |
| Allowance for loan losses | 11,305,000 | 10,426,000 | 9,364,000 | 8,906,000 |
| Securities available for sale | 214,527,000 | 201,770,000 | 183,771,000 | 176,162,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 808,130,000 | 853,010,000 | 845,623,000 | 873,437,000 |
| Interest-bearing deposits | 627,617,000 | 662,150,000 | 657,724,000 | 669,896,000 |
| Noninterest-bearing deposits | 180,513,000 | 190,860,000 | 187,899,000 | 203,541,000 |
| Equity capital | 86,757,000 | 88,498,000 | 92,992,000 | 96,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 16,322,000 | 33,987,000 | 52,534,000 | 71,337,000 |
| Interest expense | 4,759,000 | 10,665,000 | 17,107,000 | 23,887,000 |
| Net interest income | 11,563,000 | 23,322,000 | 35,427,000 | 47,450,000 |
| Noninterest income | 1,694,000 | 3,346,000 | 5,038,000 | 7,048,000 |
| Noninterest expense | 8,021,000 | 16,180,000 | 24,719,000 | 33,272,000 |
| Provision for loan losses | 204,000 | 336,000 | 441,000 | 451,000 |
| Pretax income | 5,034,000 | 10,154,000 | 15,317,000 | 20,787,000 |
| Income tax | 1,699,000 | 3,384,000 | 5,115,000 | 6,993,000 |
| Net income | 3,335,000 | 6,770,000 | 10,202,000 | 13,794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,627,000 | 92,555,000 | 95,668,000 | 98,786,000 |
| Total capital | 98,745,000 | 102,360,000 | 105,032,000 | 108,397,000 |
| Risk-weighted assets | 727,260,000 | 783,764,000 | 790,993,000 | 826,586,000 |