Call reports 2003
METROBANK, NATIONAL ASSOCIATION — 2003
What METROBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 845,755,000 | 866,008,000 | 865,153,000 | 866,032,000 |
| Total loans | 552,539,000 | 555,246,000 | 554,975,000 | 554,048,000 |
| Allowance for loan losses | 10,694,000 | 10,250,000 | 10,483,000 | 10,447,000 |
| Securities available for sale | 235,547,000 | 254,256,000 | 256,218,000 | 257,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 701,430,000 | 721,648,000 | 733,065,000 | 731,162,000 |
| Interest-bearing deposits | 548,553,000 | 561,968,000 | 564,261,000 | 556,109,000 |
| Noninterest-bearing deposits | 152,877,000 | 159,680,000 | 168,804,000 | 175,053,000 |
| Equity capital | 72,420,000 | 70,434,000 | 69,653,000 | 71,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 11,271,000 | 22,412,000 | 33,310,000 | 44,490,000 |
| Interest expense | 3,249,000 | 6,437,000 | 9,394,000 | 12,134,000 |
| Net interest income | 8,022,000 | 15,975,000 | 23,916,000 | 32,356,000 |
| Noninterest income | 1,965,000 | 4,138,000 | 6,417,000 | 8,392,000 |
| Noninterest expense | 6,534,000 | 14,742,000 | 22,536,000 | 29,982,000 |
| Provision for loan losses | 800,000 | 4,815,000 | 5,390,000 | 5,690,000 |
| Pretax income | 2,816,000 | 719,000 | 2,572,000 | 5,241,000 |
| Income tax | 907,000 | 165,000 | 669,000 | 1,529,000 |
| Net income | 1,909,000 | 554,000 | 1,903,000 | 3,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,430,000 | 68,652,000 | 69,499,000 | 70,821,000 |
| Total capital | 77,806,000 | 76,254,000 | 76,997,000 | 78,446,000 |
| Risk-weighted assets | 586,792,000 | 605,547,000 | 596,975,000 | 607,169,000 |