Call reports 2002
METROBANK, NATIONAL ASSOCIATION — 2002
What METROBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 760,319,000 | 788,499,000 | 842,113,000 | 841,076,000 |
| Total loans | 489,974,000 | 504,358,000 | 517,764,000 | 527,759,000 |
| Allowance for loan losses | 8,592,000 | 9,080,000 | 9,710,000 | 10,150,000 |
| Securities available for sale | 201,300,000 | 217,089,000 | 257,069,000 | 260,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 644,724,000 | 651,459,000 | 692,448,000 | 695,960,000 |
| Interest-bearing deposits | 514,368,000 | 513,423,000 | 546,861,000 | 546,817,000 |
| Noninterest-bearing deposits | 130,356,000 | 138,036,000 | 145,587,000 | 149,143,000 |
| Equity capital | 63,522,000 | 67,470,000 | 70,132,000 | 71,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 11,921,000 | 24,397,000 | 36,879,000 | 48,827,000 |
| Interest expense | 3,890,000 | 7,486,000 | 11,097,000 | 14,628,000 |
| Net interest income | 8,031,000 | 16,911,000 | 25,782,000 | 34,199,000 |
| Noninterest income | 2,039,000 | 4,047,000 | 6,251,000 | 8,232,000 |
| Noninterest expense | 6,423,000 | 13,180,000 | 19,646,000 | 25,473,000 |
| Provision for loan losses | 600,000 | 1,570,000 | 2,320,000 | 3,853,000 |
| Pretax income | 3,049,000 | 6,242,000 | 10,101,000 | 13,139,000 |
| Income tax | 958,000 | 1,961,000 | 3,290,000 | 4,350,000 |
| Net income | 2,091,000 | 4,281,000 | 6,811,000 | 8,789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,432,000 | 65,279,000 | 67,387,000 | 68,944,000 |
| Total capital | 70,066,000 | 72,170,000 | 74,462,000 | 76,072,000 |
| Risk-weighted assets | 528,734,000 | 549,062,000 | 563,395,000 | 567,180,000 |