Call reports 2001
METROBANK, NATIONAL ASSOCIATION — 2001
What METROBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 714,668,000 | 730,329,000 | 733,730,000 | 743,764,000 |
| Total loans | 468,125,000 | 469,331,000 | 476,467,000 | 493,145,000 |
| Allowance for loan losses | 9,330,000 | 9,327,000 | 9,339,000 | 8,903,000 |
| Securities available for sale | 146,062,000 | 149,625,000 | 161,531,000 | 173,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 617,718,000 | 633,548,000 | 631,450,000 | 647,812,000 |
| Interest-bearing deposits | 516,334,000 | 521,350,000 | 513,357,000 | 515,452,000 |
| Noninterest-bearing deposits | 101,384,000 | 112,198,000 | 118,093,000 | 132,360,000 |
| Equity capital | 58,829,000 | 60,036,000 | 63,303,000 | 62,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 15,174,000 | 29,591,000 | 43,168,000 | 56,084,000 |
| Interest expense | 7,150,000 | 13,567,000 | 19,116,000 | 23,799,000 |
| Net interest income | 8,024,000 | 16,024,000 | 24,052,000 | 32,285,000 |
| Noninterest income | 1,921,000 | 3,933,000 | 5,847,000 | 7,723,000 |
| Noninterest expense | 6,439,000 | 13,058,000 | 19,195,000 | 25,268,000 |
| Provision for loan losses | 427,000 | 783,000 | 1,190,000 | 3,799,000 |
| Pretax income | 3,149,000 | 6,292,000 | 9,703,000 | 11,130,000 |
| Income tax | 1,069,000 | 2,088,000 | 3,191,000 | 3,553,000 |
| Net income | 2,080,000 | 4,204,000 | 6,512,000 | 7,577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,604,000 | 59,292,000 | 61,195,000 | 61,840,000 |
| Total capital | 63,737,000 | 65,521,000 | 67,555,000 | 68,373,000 |
| Risk-weighted assets | 487,460,000 | 495,252,000 | 505,807,000 | 520,271,000 |