Call reports 2026
SAUK VALLEY BANK & TRUST COMPANY — 2026
What SAUK VALLEY BANK & TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 748,534,000 | 790,755,000 |
| Total loans | 554,838,000 | 549,584,000 |
| Allowance for loan losses | 7,575,000 | 7,681,000 |
| Securities available for sale | 153,161,000 | 153,046,000 |
| Securities held to maturity | 500,000 | 500,000 |
| Trading assets | 0 | 0 |
| Total deposits | 623,411,000 | 670,090,000 |
| Interest-bearing deposits | 504,994,000 | 553,422,000 |
| Noninterest-bearing deposits | 118,417,000 | 116,668,000 |
| Equity capital | 59,030,000 | 60,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 10,294,000 | 20,982,000 |
| Interest expense | 3,372,000 | 6,752,000 |
| Net interest income | 6,922,000 | 14,230,000 |
| Noninterest income | 716,000 | 1,544,000 |
| Noninterest expense | 5,435,000 | 11,231,000 |
| Provision for loan losses | 158,000 | 308,000 |
| Pretax income | 2,009,000 | 4,156,000 |
| Income tax | 514,000 | 1,067,000 |
| Net income | 1,495,000 | 3,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 65,930,000 | 67,128,000 |
| Total capital | 73,268,000 | 74,438,000 |
| Risk-weighted assets | 586,661,000 | 584,321,000 |