Call reports 2022
SAUK VALLEY BANK & TRUST COMPANY — 2022
What SAUK VALLEY BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 590,879,000 | 612,274,000 | 622,670,000 | 619,074,000 |
| Total loans | 356,700,000 | 384,767,000 | 394,691,000 | 401,758,000 |
| Allowance for loan losses | 5,440,000 | 5,321,000 | 5,413,000 | 5,414,000 |
| Securities available for sale | 193,241,000 | 190,510,000 | 180,280,000 | 177,993,000 |
| Securities held to maturity | 531,000 | 527,000 | 523,000 | 520,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 521,951,000 | 559,083,000 | 568,017,000 | 534,799,000 |
| Interest-bearing deposits | 401,024,000 | 449,156,000 | 446,097,000 | 414,621,000 |
| Noninterest-bearing deposits | 120,927,000 | 109,927,000 | 121,920,000 | 120,178,000 |
| Equity capital | 45,377,000 | 40,315,000 | 40,185,000 | 40,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,563,000 | 9,520,000 | 15,231,000 | 21,624,000 |
| Interest expense | 328,000 | 788,000 | 1,839,000 | 3,618,000 |
| Net interest income | 4,235,000 | 8,732,000 | 13,392,000 | 18,006,000 |
| Noninterest income | 759,000 | 1,531,000 | 2,257,000 | 3,042,000 |
| Noninterest expense | 3,571,000 | 7,164,000 | 10,830,000 | 14,588,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,405,000 | 3,083,000 | 4,811,000 | 6,461,000 |
| Income tax | 327,000 | 727,000 | 1,140,000 | 1,531,000 |
| Net income | 1,078,000 | 2,356,000 | 3,671,000 | 4,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,351,000 | 51,422,000 | 52,481,000 | 53,478,000 |
| Total capital | 55,426,000 | 56,743,000 | 57,894,000 | 58,892,000 |
| Risk-weighted assets | 405,596,000 | 435,433,000 | 442,843,000 | 451,771,000 |
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