Call reports 2018
SAUK VALLEY BANK & TRUST COMPANY — 2018
What SAUK VALLEY BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 413,651,000 | 428,557,000 | 415,636,000 | 431,149,000 |
| Total loans | 310,053,000 | 312,022,000 | 314,884,000 | 311,205,000 |
| Allowance for loan losses | 2,992,000 | 3,183,000 | 3,629,000 | 3,573,000 |
| Securities available for sale | 79,668,000 | 78,212,000 | 77,738,000 | 76,784,000 |
| Securities held to maturity | 2,207,000 | 4,707,000 | 4,706,000 | 2,205,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,570,000 | 378,584,000 | 365,423,000 | 380,928,000 |
| Interest-bearing deposits | 301,569,000 | 323,190,000 | 304,735,000 | 312,753,000 |
| Noninterest-bearing deposits | 55,001,000 | 55,394,000 | 60,688,000 | 68,175,000 |
| Equity capital | 33,180,000 | 35,468,000 | 35,966,000 | 36,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,149,000 | 8,484,000 | 13,046,000 | 17,429,000 |
| Interest expense | 737,000 | 1,591,000 | 2,530,000 | 3,517,000 |
| Net interest income | 3,412,000 | 6,893,000 | 10,516,000 | 13,912,000 |
| Noninterest income | 451,000 | 940,000 | 1,462,000 | 2,178,000 |
| Noninterest expense | 2,490,000 | 4,986,000 | 7,563,000 | 10,346,000 |
| Provision for loan losses | 525,000 | 1,125,000 | 1,525,000 | 1,875,000 |
| Pretax income | 848,000 | 1,722,000 | 2,890,000 | 3,869,000 |
| Income tax | 183,000 | 371,000 | 648,000 | 868,000 |
| Net income | 665,000 | 1,351,000 | 2,242,000 | 3,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,031,000 | 36,456,000 | 37,232,000 | 37,877,000 |
| Total capital | 37,023,000 | 39,640,000 | 40,861,000 | 41,450,000 |
| Risk-weighted assets | 316,449,000 | 321,411,000 | 325,136,000 | 329,686,000 |