Call reports 2017
SAUK VALLEY BANK & TRUST COMPANY — 2017
What SAUK VALLEY BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 360,112,000 | 372,988,000 | 384,848,000 | 390,308,000 |
| Total loans | 258,572,000 | 267,046,000 | 278,824,000 | 285,991,000 |
| Allowance for loan losses | 2,447,000 | 2,547,000 | 2,645,000 | 2,749,000 |
| Securities available for sale | 79,066,000 | 76,692,000 | 80,727,000 | 78,980,000 |
| Securities held to maturity | 2,210,000 | 2,209,000 | 2,209,000 | 2,208,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,946,000 | 326,496,000 | 338,119,000 | 343,373,000 |
| Interest-bearing deposits | 260,353,000 | 279,733,000 | 287,799,000 | 289,191,000 |
| Noninterest-bearing deposits | 53,593,000 | 46,763,000 | 50,320,000 | 54,181,000 |
| Equity capital | 30,036,000 | 31,787,000 | 32,288,000 | 33,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,432,000 | 7,126,000 | 11,110,000 | 15,076,000 |
| Interest expense | 426,000 | 958,000 | 1,559,000 | 2,190,000 |
| Net interest income | 3,006,000 | 6,168,000 | 9,551,000 | 12,886,000 |
| Noninterest income | 625,000 | 1,645,000 | 2,399,000 | 2,951,000 |
| Noninterest expense | 2,678,000 | 5,350,000 | 8,032,000 | 10,718,000 |
| Provision for loan losses | 100,000 | 200,000 | 300,000 | 400,000 |
| Pretax income | 853,000 | 2,284,000 | 3,639,000 | 4,740,000 |
| Income tax | 267,000 | 764,000 | 1,246,000 | 1,661,000 |
| Net income | 586,000 | 1,520,000 | 2,393,000 | 3,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,665,000 | 31,444,000 | 32,161,000 | 33,503,000 |
| Total capital | 33,112,000 | 33,991,000 | 34,806,000 | 36,252,000 |
| Risk-weighted assets | 268,193,000 | 277,993,000 | 287,545,000 | 296,790,000 |