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Call reports 2009

SAUK VALLEY BANK & TRUST COMPANY — 2009

What SAUK VALLEY BANK & TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.

PERIOD: 2009SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/92c0a047-9b24-4af3-9930-41613cae1e64/2009

Balance sheet

What the bank holds and owes at quarter end

Measure2009Q12009Q22009Q32009Q4
Total assets197,941,000205,942,000212,267,000211,050,000
Total loans140,627,000144,782,000148,523,000149,719,000
Allowance for loan losses2,125,0002,184,0002,241,0002,351,000
Securities available for sale35,769,00047,042,00044,850,00041,504,000
Securities held to maturity692,000692,000658,000625,000
Trading assets0000
Total deposits164,653,000169,932,000176,542,000176,254,000
Interest-bearing deposits145,302,000151,342,000155,246,000150,405,000
Noninterest-bearing deposits19,351,00018,590,00021,296,00025,849,000
Equity capital15,333,00017,253,00017,732,00017,812,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2009Q12009Q22009Q32009Q4
Interest income2,685,0005,330,0008,094,00010,839,000
Interest expense993,0001,898,0002,768,0003,553,000
Net interest income1,692,0003,432,0005,326,0007,286,000
Noninterest income250,000536,000739,0001,213,000
Noninterest expense1,542,0003,099,0004,634,0006,217,000
Provision for loan losses555,000750,000921,0001,521,000
Pretax income-139,000135,000644,000917,000
Income tax-64,00040,000243,000334,000
Net income-75,00095,000401,000583,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2009Q12009Q22009Q32009Q4
Tier 1 capital14,817,00016,880,00017,019,00017,089,000
Total capital17,673,00019,897,00020,092,00019,992,000
Risk-weighted assets148,515,000161,397,000165,837,000168,118,000

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