Call reports 2006
SAUK VALLEY BANK & TRUST COMPANY — 2006
What SAUK VALLEY BANK & TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 185,770,000 | 192,837,000 | 192,178,000 | 189,461,000 |
| Total loans | 150,578,000 | 153,266,000 | 155,725,000 | 155,648,000 |
| Allowance for loan losses | 1,802,000 | 1,943,000 | 1,759,000 | 2,150,000 |
| Securities available for sale | 15,827,000 | 16,768,000 | 18,163,000 | 18,263,000 |
| Securities held to maturity | 1,754,000 | 1,754,000 | 1,754,000 | 1,296,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,015,000 | 172,649,000 | 170,581,000 | 164,504,000 |
| Interest-bearing deposits | 150,053,000 | 157,681,000 | 155,398,000 | 148,630,000 |
| Noninterest-bearing deposits | 15,962,000 | 14,968,000 | 15,182,000 | 15,874,000 |
| Equity capital | 12,876,000 | 13,089,000 | 13,590,000 | 13,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,969,000 | 6,335,000 | 9,801,000 | 13,279,000 |
| Interest expense | 1,349,000 | 2,970,000 | 4,757,000 | 6,587,000 |
| Net interest income | 1,620,000 | 3,365,000 | 5,044,000 | 6,692,000 |
| Noninterest income | 185,000 | 400,000 | 582,000 | 777,000 |
| Noninterest expense | 1,196,000 | 2,416,000 | 3,627,000 | 4,768,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 1,075,000 |
| Pretax income | 459,000 | 1,049,000 | 1,549,000 | 1,626,000 |
| Income tax | 172,000 | 387,000 | 568,000 | 592,000 |
| Net income | 287,000 | 662,000 | 981,000 | 1,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,129,000 | 13,453,000 | 13,773,000 | 13,901,000 |
| Total capital | 15,631,000 | 16,096,000 | 16,232,000 | 16,611,000 |
| Risk-weighted assets | 152,169,000 | 156,895,000 | 159,048,000 | 160,668,000 |
Machine access — free, no API key
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