Call reports 2001
SAUK VALLEY BANK & TRUST COMPANY — 2001
What SAUK VALLEY BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 79,450,000 | 82,388,000 | 85,805,000 | 89,878,000 |
| Total loans | 67,859,000 | 70,234,000 | 71,401,000 | 75,064,000 |
| Allowance for loan losses | 815,000 | 838,000 | 796,000 | 818,000 |
| Securities available for sale | 1,496,000 | 2,393,000 | 3,553,000 | 3,595,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,804,000 | 74,722,000 | 78,101,000 | 81,969,000 |
| Interest-bearing deposits | 65,247,000 | 68,784,000 | 71,434,000 | 72,724,000 |
| Noninterest-bearing deposits | 6,557,000 | 5,938,000 | 6,667,000 | 9,244,000 |
| Equity capital | 7,158,000 | 7,210,000 | 7,266,000 | 7,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,524,000 | 3,060,000 | 4,565,000 | 5,998,000 |
| Interest expense | 965,000 | 1,924,000 | 2,821,000 | 3,584,000 |
| Net interest income | 559,000 | 1,136,000 | 1,744,000 | 2,414,000 |
| Noninterest income | 41,000 | 79,000 | 150,000 | 225,000 |
| Noninterest expense | 532,000 | 1,123,000 | 1,788,000 | 2,432,000 |
| Provision for loan losses | 51,000 | 78,000 | 96,000 | 123,000 |
| Pretax income | 17,000 | 14,000 | 18,000 | 84,000 |
| Income tax | 0 | 0 | 0 | -150,000 |
| Net income | 17,000 | 14,000 | 18,000 | 234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,148,000 | 7,200,000 | 7,204,000 | 7,419,000 |
| Total capital | 7,963,000 | 8,038,000 | 8,000,000 | 8,237,000 |
| Risk-weighted assets | 72,203,000 | 74,440,000 | 75,170,000 | 79,240,000 |