Call reports 2026
PEOPLE'S BANK OF COMMERCE — 2026
What PEOPLE'S BANK OF COMMERCE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 779,278,000 | 776,717,000 |
| Total loans | 587,042,000 | 599,423,000 |
| Allowance for loan losses | 6,551,000 | 6,445,000 |
| Securities available for sale | 106,500,000 | 95,897,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 652,726,000 | 618,237,000 |
| Interest-bearing deposits | 420,621,000 | 388,998,000 |
| Noninterest-bearing deposits | 232,105,000 | 229,239,000 |
| Equity capital | 113,233,000 | 115,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 10,856,000 | 21,884,000 |
| Interest expense | 2,285,000 | 4,562,000 |
| Net interest income | 8,571,000 | 17,322,000 |
| Noninterest income | 1,115,000 | 2,286,000 |
| Noninterest expense | 5,922,000 | 12,142,000 |
| Provision for loan losses | 130,000 | 640,000 |
| Pretax income | 3,810,000 | 7,031,000 |
| Income tax | 975,000 | 1,812,000 |
| Net income | 2,835,000 | 5,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 116,666,000 | 119,060,000 |