Call reports 2023
PEOPLE'S BANK OF COMMERCE — 2023
What PEOPLE'S BANK OF COMMERCE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 811,178,000 | 812,956,000 | 811,191,000 | 764,891,000 |
| Total loans | 504,038,000 | 507,032,000 | 526,574,000 | 529,735,000 |
| Allowance for loan losses | 5,508,000 | 5,424,000 | 5,656,000 | 5,863,000 |
| Securities available for sale | 234,647,000 | 220,430,000 | 200,941,000 | 154,228,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 685,553,000 | 662,632,000 | 654,127,000 | 640,089,000 |
| Interest-bearing deposits | 383,069,000 | 358,841,000 | 364,899,000 | 374,907,000 |
| Noninterest-bearing deposits | 302,484,000 | 303,791,000 | 289,228,000 | 265,182,000 |
| Equity capital | 86,662,000 | 85,832,000 | 84,690,000 | 91,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,529,000 | 17,339,000 | 26,556,000 | 35,824,000 |
| Interest expense | 1,004,000 | 2,819,000 | 5,274,000 | 7,824,000 |
| Net interest income | 7,525,000 | 14,520,000 | 21,282,000 | 28,000,000 |
| Noninterest income | 1,093,000 | 2,483,000 | 3,771,000 | 5,142,000 |
| Noninterest expense | 6,175,000 | 12,283,000 | 17,848,000 | 23,927,000 |
| Provision for loan losses | 57,000 | -29,000 | 223,000 | 509,000 |
| Pretax income | 2,386,000 | 4,749,000 | 6,982,000 | 1,892,000 |
| Income tax | 599,000 | 1,205,000 | 1,783,000 | 483,000 |
| Net income | 1,787,000 | 3,544,000 | 5,199,000 | 1,409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,753,000 | 103,393,000 | 105,060,000 | 101,700,000 |