Call reports 2022
PEOPLE'S BANK OF COMMERCE — 2022
What PEOPLE'S BANK OF COMMERCE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 908,549,000 | 856,440,000 | 842,528,000 | 804,494,000 |
| Total loans | 481,801,000 | 474,538,000 | 469,371,000 | 492,368,000 |
| Allowance for loan losses | 4,646,000 | 4,767,000 | 4,842,000 | 5,190,000 |
| Securities available for sale | 249,849,000 | 244,843,000 | 246,532,000 | 236,283,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 798,085,000 | 750,741,000 | 738,581,000 | 704,567,000 |
| Interest-bearing deposits | 442,727,000 | 416,756,000 | 394,873,000 | 369,986,000 |
| Noninterest-bearing deposits | 355,358,000 | 333,985,000 | 343,708,000 | 334,581,000 |
| Equity capital | 93,686,000 | 88,991,000 | 87,834,000 | 81,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,155,000 | 16,405,000 | 24,973,000 | 33,601,000 |
| Interest expense | 176,000 | 338,000 | 597,000 | 892,000 |
| Net interest income | 7,979,000 | 16,067,000 | 24,376,000 | 32,709,000 |
| Noninterest income | 1,539,000 | 3,124,000 | 4,640,000 | 5,816,000 |
| Noninterest expense | 5,791,000 | 11,848,000 | 17,240,000 | 23,360,000 |
| Provision for loan losses | 266,000 | 379,000 | 532,000 | 935,000 |
| Pretax income | 3,461,000 | 6,964,000 | 11,244,000 | 14,230,000 |
| Income tax | 856,000 | 1,718,000 | 2,785,000 | 3,579,000 |
| Net income | 2,605,000 | 5,246,000 | 8,459,000 | 10,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,770,000 | 104,424,000 | 107,666,000 | 100,326,000 |