Call reports 2021
PEOPLE'S BANK OF COMMERCE — 2021
What PEOPLE'S BANK OF COMMERCE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 808,720,000 | 806,048,000 | 845,686,000 | 859,744,000 |
| Total loans | 536,564,000 | 498,802,000 | 487,467,000 | 485,832,000 |
| Allowance for loan losses | 4,325,000 | 4,076,000 | 4,302,000 | 4,376,000 |
| Securities available for sale | 51,631,000 | 104,154,000 | 203,910,000 | 241,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 719,335,000 | 712,979,000 | 750,673,000 | 764,229,000 |
| Interest-bearing deposits | 400,043,000 | 395,143,000 | 392,660,000 | 413,805,000 |
| Noninterest-bearing deposits | 319,292,000 | 317,836,000 | 358,013,000 | 350,424,000 |
| Equity capital | 72,122,000 | 75,069,000 | 77,524,000 | 79,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,520,000 | 14,834,000 | 23,617,000 | 32,060,000 |
| Interest expense | 214,000 | 494,000 | 726,000 | 937,000 |
| Net interest income | 6,306,000 | 14,340,000 | 22,891,000 | 31,123,000 |
| Noninterest income | 4,347,000 | 5,913,000 | 6,972,000 | 8,312,000 |
| Noninterest expense | 7,686,000 | 13,633,000 | 19,288,000 | 24,767,000 |
| Provision for loan losses | -125,000 | -374,000 | -27,000 | 111,000 |
| Pretax income | 3,092,000 | 6,994,000 | 10,602,000 | 14,557,000 |
| Income tax | 200,000 | 1,148,000 | 2,106,000 | 3,084,000 |
| Net income | 2,892,000 | 5,846,000 | 8,496,000 | 11,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,844,000 | 70,822,000 | 73,497,000 | 76,952,000 |