Call reports 2020
PEOPLE'S BANK OF COMMERCE — 2020
What PEOPLE'S BANK OF COMMERCE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 374,165,000 | 494,149,000 | 500,597,000 | 523,378,000 |
| Total loans | 288,698,000 | 373,139,000 | 389,512,000 | 367,368,000 |
| Allowance for loan losses | 3,378,000 | 4,024,000 | 4,271,000 | 4,453,000 |
| Securities available for sale | 27,171,000 | 23,597,000 | 22,910,000 | 25,894,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,752,000 | 394,441,000 | 431,894,000 | 455,748,000 |
| Interest-bearing deposits | 289,727,000 | 381,860,000 | 401,632,000 | 418,389,000 |
| Noninterest-bearing deposits | 21,025,000 | 12,581,000 | 30,262,000 | 37,359,000 |
| Equity capital | 46,750,000 | 48,943,000 | 50,852,000 | 52,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,649,000 | 9,373,000 | 14,540,000 | 20,128,000 |
| Interest expense | 308,000 | 557,000 | 775,000 | 976,000 |
| Net interest income | 4,341,000 | 8,816,000 | 13,765,000 | 19,152,000 |
| Noninterest income | 1,171,000 | 2,596,000 | 4,705,000 | 6,874,000 |
| Noninterest expense | 3,761,000 | 7,255,000 | 11,602,000 | 16,660,000 |
| Provision for loan losses | 260,000 | 904,000 | 1,151,000 | 1,332,000 |
| Pretax income | 1,491,000 | 3,272,000 | 5,751,000 | 8,068,000 |
| Income tax | 380,000 | 776,000 | 1,318,000 | 1,937,000 |
| Net income | 1,111,000 | 2,496,000 | 4,433,000 | 6,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,137,000 | 44,738,000 | 46,677,000 | 48,669,000 |