Call reports 2019
PEOPLE'S BANK OF COMMERCE — 2019
What PEOPLE'S BANK OF COMMERCE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 361,613,000 | 357,875,000 | 363,872,000 | 370,174,000 |
| Total loans | 257,503,000 | 263,771,000 | 275,544,000 | 290,866,000 |
| Allowance for loan losses | 2,880,000 | 2,920,000 | 3,033,000 | 3,119,000 |
| Securities available for sale | 19,946,000 | 22,585,000 | 23,211,000 | 27,734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,972,000 | 308,808,000 | 314,460,000 | 306,793,000 |
| Interest-bearing deposits | 185,036,000 | 177,616,000 | 181,010,000 | 283,797,000 |
| Noninterest-bearing deposits | 128,936,000 | 131,192,000 | 133,450,000 | 22,996,000 |
| Equity capital | 36,455,000 | 37,759,000 | 38,801,000 | 41,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,739,000 | 7,507,000 | 11,475,000 | 18,686,000 |
| Interest expense | 351,000 | 708,000 | 1,066,000 | 1,395,000 |
| Net interest income | 3,388,000 | 6,799,000 | 10,409,000 | 17,291,000 |
| Noninterest income | 1,554,000 | 3,232,000 | 4,925,000 | 3,397,000 |
| Noninterest expense | 3,764,000 | 7,586,000 | 11,446,000 | 14,888,000 |
| Provision for loan losses | 59,000 | 98,000 | 211,000 | 295,000 |
| Pretax income | 1,117,000 | 2,345,000 | 3,675,000 | 5,503,000 |
| Income tax | 278,000 | 573,000 | 956,000 | 1,435,000 |
| Net income | 839,000 | 1,772,000 | 2,719,000 | 4,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,957,000 | 34,055,000 | 35,067,000 | 37,967,000 |
| Total capital | 35,932,000 | 37,062,000 | 38,184,000 | 41,156,000 |
| Risk-weighted assets | 307,105,000 | 315,074,000 | 319,726,000 | 325,276,000 |