Call reports 2018
PEOPLE'S BANK OF COMMERCE — 2018
What PEOPLE'S BANK OF COMMERCE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 317,201,000 | 327,050,000 | 336,494,000 | 349,566,000 |
| Total loans | 221,223,000 | 235,006,000 | 240,309,000 | 252,033,000 |
| Allowance for loan losses | 2,523,000 | 2,631,000 | 2,701,000 | 2,812,000 |
| Securities available for sale | 18,408,000 | 17,744,000 | 24,462,000 | 25,878,000 |
| Securities held to maturity | 8,463,000 | 8,453,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,207,000 | 286,887,000 | 295,166,000 | 308,010,000 |
| Interest-bearing deposits | 160,916,000 | 155,143,000 | 174,488,000 | 183,145,000 |
| Noninterest-bearing deposits | 118,291,000 | 131,743,000 | 120,678,000 | 124,865,000 |
| Equity capital | 32,011,000 | 33,012,000 | 34,039,000 | 35,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,950,000 | 6,118,000 | 9,535,000 | 13,136,000 |
| Interest expense | 142,000 | 347,000 | 596,000 | 883,000 |
| Net interest income | 2,808,000 | 5,771,000 | 8,939,000 | 12,253,000 |
| Noninterest income | 1,547,000 | 3,386,000 | 5,130,000 | 6,656,000 |
| Noninterest expense | 3,286,000 | 6,870,000 | 10,455,000 | 14,181,000 |
| Provision for loan losses | 122,000 | 224,000 | 293,000 | 406,000 |
| Pretax income | 947,000 | 2,063,000 | 3,321,000 | 4,322,000 |
| Income tax | 223,000 | 494,000 | 805,000 | 924,000 |
| Net income | 724,000 | 1,569,000 | 2,516,000 | 3,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,775,000 | 29,806,000 | 30,874,000 | 32,065,000 |
| Total capital | 31,384,000 | 32,518,000 | 33,644,000 | 34,953,000 |
| Risk-weighted assets | 265,395,000 | 280,623,000 | 283,451,000 | 298,053,000 |