Call reports 2017
PEOPLE'S BANK OF COMMERCE — 2017
What PEOPLE'S BANK OF COMMERCE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 271,478,000 | 281,418,000 | 301,092,000 | 302,239,000 |
| Total loans | 201,593,000 | 205,186,000 | 202,907,000 | 210,847,000 |
| Allowance for loan losses | 2,300,000 | 2,339,000 | 2,327,000 | 2,400,000 |
| Securities available for sale | 21,381,000 | 22,775,000 | 18,954,000 | 20,065,000 |
| Securities held to maturity | 8,501,000 | 8,491,000 | 8,482,000 | 8,473,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,891,000 | 252,054,000 | 264,287,000 | 264,922,000 |
| Interest-bearing deposits | 136,720,000 | 138,075,000 | 151,545,000 | 145,974,000 |
| Noninterest-bearing deposits | 106,171,000 | 113,979,000 | 112,742,000 | 118,948,000 |
| Equity capital | 26,600,000 | 27,157,000 | 30,928,000 | 31,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,672,000 | 5,479,000 | 8,342,000 | 11,245,000 |
| Interest expense | 93,000 | 193,000 | 305,000 | 435,000 |
| Net interest income | 2,579,000 | 5,286,000 | 8,037,000 | 10,810,000 |
| Noninterest income | 513,000 | 943,000 | 1,731,000 | 3,217,000 |
| Noninterest expense | 2,321,000 | 4,695,000 | 7,191,000 | 10,286,000 |
| Provision for loan losses | -36,000 | -6,000 | -19,000 | 52,000 |
| Pretax income | 804,000 | 1,537,000 | 2,618,000 | 3,711,000 |
| Income tax | 276,000 | 526,000 | 912,000 | 1,650,000 |
| Net income | 528,000 | 1,011,000 | 1,706,000 | 2,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,458,000 | 26,947,000 | 27,517,000 | 28,102,000 |
| Total capital | 28,805,000 | 29,344,000 | 29,949,000 | 30,583,000 |
| Risk-weighted assets | 211,379,000 | 217,863,000 | 236,747,000 | 254,826,000 |