Call reports 2001
PEOPLE'S BANK OF COMMERCE — 2001
What PEOPLE'S BANK OF COMMERCE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 41,543,000 | 44,702,000 | 42,066,000 | 45,068,000 |
| Total loans | 31,363,000 | 32,569,000 | 34,185,000 | 37,885,000 |
| Allowance for loan losses | 416,000 | 444,000 | 515,000 | 525,000 |
| Securities available for sale | 4,011,000 | 4,015,000 | 4,055,000 | 3,035,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,058,000 | 38,205,000 | 35,453,000 | 38,247,000 |
| Interest-bearing deposits | 31,151,000 | 33,788,000 | 31,731,000 | 32,055,000 |
| Noninterest-bearing deposits | 3,907,000 | 4,417,000 | 3,722,000 | 6,192,000 |
| Equity capital | 6,239,000 | 6,341,000 | 6,441,000 | 6,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 813,000 | 1,667,000 | 2,570,000 | 3,372,000 |
| Interest expense | 389,000 | 804,000 | 1,220,000 | 1,539,000 |
| Net interest income | 424,000 | 863,000 | 1,350,000 | 1,833,000 |
| Noninterest income | 277,000 | 564,000 | 815,000 | 1,251,000 |
| Noninterest expense | 492,000 | 1,023,000 | 1,545,000 | 2,213,000 |
| Provision for loan losses | 42,000 | 80,000 | 162,000 | 199,000 |
| Pretax income | 167,000 | 324,000 | 458,000 | 672,000 |
| Income tax | 60,000 | 117,000 | 165,000 | 242,000 |
| Net income | 107,000 | 207,000 | 293,000 | 430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,228,000 | 6,332,000 | 6,418,000 | 6,555,000 |
| Total capital | 6,605,000 | 6,737,000 | 6,829,000 | 6,987,000 |
| Risk-weighted assets | 30,094,000 | 32,387,000 | 32,779,000 | 34,491,000 |