Call reports 2011
1ST BANK — 2011
What 1ST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 745,201,000 | 754,473,000 | 768,136,000 | 785,634,000 |
| Total loans | 261,387,000 | 256,302,000 | 249,674,000 | 243,215,000 |
| Allowance for loan losses | 11,411,000 | 9,278,000 | 8,999,000 | 8,572,000 |
| Securities available for sale | 409,067,000 | 425,114,000 | 449,295,000 | 463,666,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 469,194,000 | 494,729,000 | 523,048,000 | 535,670,000 |
| Interest-bearing deposits | 390,650,000 | 409,481,000 | 433,815,000 | 444,859,000 |
| Noninterest-bearing deposits | 78,544,000 | 85,248,000 | 89,233,000 | 90,811,000 |
| Equity capital | 106,568,000 | 109,656,000 | 94,155,000 | 94,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,454,000 | 13,458,000 | 20,432,000 | 26,939,000 |
| Interest expense | 1,000,000 | 2,050,000 | 3,217,000 | 4,298,000 |
| Net interest income | 5,454,000 | 11,408,000 | 17,215,000 | 22,641,000 |
| Noninterest income | 657,000 | 1,529,000 | 2,117,000 | 2,757,000 |
| Noninterest expense | 3,669,000 | 7,575,000 | 28,177,000 | 31,786,000 |
| Provision for loan losses | 1,000,000 | 1,450,000 | 1,825,000 | 1,950,000 |
| Pretax income | 1,442,000 | 3,912,000 | -10,670,000 | -8,338,000 |
| Income tax | 340,000 | 832,000 | 1,380,000 | 1,928,000 |
| Net income | 1,102,000 | 3,080,000 | -12,050,000 | -10,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,245,000 | 61,855,000 | 62,355,000 | 64,267,000 |
| Total capital | 65,786,000 | 66,363,000 | 66,820,000 | 68,729,000 |
| Risk-weighted assets | 356,393,000 | 355,822,000 | 352,654,000 | 352,815,000 |