Call reports 2010
1ST BANK — 2010
What 1ST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 632,297,000 | 643,899,000 | 653,837,000 | 716,070,000 |
| Total loans | 284,596,000 | 283,825,000 | 275,650,000 | 266,505,000 |
| Allowance for loan losses | 11,309,000 | 11,351,000 | 11,224,000 | 10,467,000 |
| Securities available for sale | 218,534,000 | 233,395,000 | 235,854,000 | 369,291,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 411,664,000 | 473,982,000 | 451,700,000 | 468,966,000 |
| Interest-bearing deposits | 333,947,000 | 399,663,000 | 371,541,000 | 384,172,000 |
| Noninterest-bearing deposits | 77,717,000 | 74,319,000 | 80,159,000 | 84,794,000 |
| Equity capital | 105,538,000 | 106,806,000 | 107,834,000 | 107,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,055,000 | 13,884,000 | 20,689,000 | 27,409,000 |
| Interest expense | 1,055,000 | 2,089,000 | 3,151,000 | 4,181,000 |
| Net interest income | 6,000,000 | 11,795,000 | 17,538,000 | 23,228,000 |
| Noninterest income | 712,000 | 334,000 | 975,000 | 2,348,000 |
| Noninterest expense | 3,659,000 | 7,542,000 | 11,368,000 | 15,322,000 |
| Provision for loan losses | 750,000 | 1,450,000 | 2,150,000 | 2,150,000 |
| Pretax income | 2,303,000 | 3,164,000 | 5,117,000 | 7,792,000 |
| Income tax | 737,000 | 733,000 | 1,253,000 | 2,080,000 |
| Net income | 1,566,000 | 2,431,000 | 3,864,000 | 5,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,868,000 | 60,892,000 | 60,988,000 | 61,497,000 |
| Total capital | 64,592,000 | 65,535,000 | 65,618,000 | 65,940,000 |
| Risk-weighted assets | 371,283,000 | 364,731,000 | 363,769,000 | 349,400,000 |