Call reports 2009
1ST BANK — 2009
What 1ST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 582,559,000 | 592,266,000 | 598,751,000 | 651,257,000 |
| Total loans | 324,644,000 | 314,755,000 | 299,095,000 | 296,913,000 |
| Allowance for loan losses | 7,006,000 | 8,171,000 | 10,038,000 | 10,895,000 |
| Securities available for sale | 143,880,000 | 148,270,000 | 154,514,000 | 190,236,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 412,572,000 | 412,417,000 | 398,606,000 | 421,271,000 |
| Interest-bearing deposits | 324,597,000 | 329,678,000 | 316,164,000 | 341,897,000 |
| Noninterest-bearing deposits | 87,975,000 | 82,739,000 | 82,442,000 | 79,374,000 |
| Equity capital | 94,248,000 | 98,919,000 | 102,194,000 | 101,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,495,000 | 14,865,000 | 22,224,000 | 29,556,000 |
| Interest expense | 1,420,000 | 2,691,000 | 3,939,000 | 5,047,000 |
| Net interest income | 6,075,000 | 12,174,000 | 18,285,000 | 24,509,000 |
| Noninterest income | 881,000 | 2,031,000 | 3,054,000 | 4,064,000 |
| Noninterest expense | 3,980,000 | 7,908,000 | 11,628,000 | 15,483,000 |
| Provision for loan losses | 1,500,000 | 6,800,000 | 9,050,000 | 10,800,000 |
| Pretax income | 1,476,000 | -503,000 | 661,000 | 2,290,000 |
| Income tax | 397,000 | -470,000 | -170,000 | 309,000 |
| Net income | 1,079,000 | -33,000 | 831,000 | 1,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,657,000 | 55,712,000 | 56,775,000 | 58,119,000 |
| Total capital | 56,419,000 | 60,498,000 | 61,451,000 | 63,039,000 |
| Risk-weighted assets | 378,688,000 | 379,498,000 | 368,817,000 | 387,607,000 |