Call reports 2008
1ST BANK — 2008
What 1ST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 451,490,000 | 431,129,000 | 481,242,000 | 467,198,000 |
| Total loans | 249,617,000 | 248,874,000 | 268,764,000 | 264,598,000 |
| Allowance for loan losses | 3,750,000 | 4,034,000 | 4,338,000 | 4,960,000 |
| Securities available for sale | 74,069,000 | 95,952,000 | 110,916,000 | 132,511,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,091,000 | 325,735,000 | 324,180,000 | 347,346,000 |
| Interest-bearing deposits | 268,936,000 | 256,301,000 | 247,331,000 | 269,440,000 |
| Noninterest-bearing deposits | 74,155,000 | 69,433,000 | 76,849,000 | 77,906,000 |
| Equity capital | 67,654,000 | 67,958,000 | 68,567,000 | 71,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,508,000 | 12,844,000 | 19,346,000 | 26,074,000 |
| Interest expense | 1,958,000 | 3,477,000 | 4,855,000 | 6,174,000 |
| Net interest income | 4,550,000 | 9,367,000 | 14,491,000 | 19,900,000 |
| Noninterest income | 818,000 | 1,647,000 | 2,569,000 | 3,366,000 |
| Noninterest expense | 3,140,000 | 6,120,000 | 9,251,000 | 12,069,000 |
| Provision for loan losses | 225,000 | 575,000 | 975,000 | 1,675,000 |
| Pretax income | 2,133,000 | 4,449,000 | 6,964,000 | 9,652,000 |
| Income tax | 731,000 | 1,536,000 | 2,409,000 | 3,325,000 |
| Net income | 1,402,000 | 2,913,000 | 4,555,000 | 6,327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,861,000 | 35,145,000 | 36,571,000 | 38,527,000 |
| Total capital | 37,519,000 | 38,762,000 | 40,479,000 | 42,370,000 |
| Risk-weighted assets | 292,627,000 | 288,948,000 | 312,241,000 | 306,300,000 |