Call reports 2007
1ST BANK — 2007
What 1ST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 313,619,000 | 470,509,000 | 438,547,000 | 456,267,000 |
| Total loans | 164,435,000 | 221,589,000 | 235,737,000 | 250,037,000 |
| Allowance for loan losses | 2,600,000 | 3,330,000 | 3,416,000 | 3,559,000 |
| Securities available for sale | 71,821,000 | 79,702,000 | 90,329,000 | 81,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,971,000 | 384,331,000 | 347,881,000 | 365,906,000 |
| Interest-bearing deposits | 193,597,000 | 299,274,000 | 266,192,000 | 283,609,000 |
| Noninterest-bearing deposits | 52,374,000 | 85,057,000 | 81,689,000 | 82,297,000 |
| Equity capital | 44,157,000 | 70,252,000 | 66,050,000 | 67,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,720,000 | 11,067,000 | 18,116,000 | 25,414,000 |
| Interest expense | 1,603,000 | 3,660,000 | 5,880,000 | 8,123,000 |
| Net interest income | 3,117,000 | 7,407,000 | 12,236,000 | 17,291,000 |
| Noninterest income | 598,000 | 1,293,000 | 2,144,000 | 2,969,000 |
| Noninterest expense | 2,184,000 | 4,885,000 | 7,955,000 | 11,022,000 |
| Provision for loan losses | 105,000 | 210,000 | 360,000 | 585,000 |
| Pretax income | 1,426,000 | 3,605,000 | 6,065,000 | 8,653,000 |
| Income tax | 474,000 | 1,210,000 | 2,049,000 | 3,156,000 |
| Net income | 952,000 | 2,395,000 | 4,016,000 | 5,497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,595,000 | 36,879,000 | 31,952,000 | 32,659,000 |
| Total capital | 23,057,000 | 40,201,000 | 35,368,000 | 36,218,000 |
| Risk-weighted assets | 196,846,000 | 265,736,000 | 276,866,000 | 289,531,000 |