Call reports 2006
1ST BANK — 2006
What 1ST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 285,100,000 | 294,667,000 | 293,519,000 | 324,868,000 |
| Total loans | 122,791,000 | 138,689,000 | 139,166,000 | 154,675,000 |
| Allowance for loan losses | 2,338,000 | 2,402,000 | 2,476,000 | 2,478,000 |
| Securities available for sale | 93,808,000 | 87,561,000 | 82,816,000 | 76,993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,113,000 | 221,057,000 | 224,852,000 | 255,834,000 |
| Interest-bearing deposits | 174,738,000 | 185,384,000 | 166,935,000 | 204,714,000 |
| Noninterest-bearing deposits | 49,375,000 | 35,673,000 | 57,917,000 | 51,120,000 |
| Equity capital | 41,814,000 | 42,045,000 | 43,238,000 | 43,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,782,000 | 7,990,000 | 12,293,000 | 17,100,000 |
| Interest expense | 1,060,000 | 2,342,000 | 3,610,000 | 5,193,000 |
| Net interest income | 2,722,000 | 5,648,000 | 8,683,000 | 11,907,000 |
| Noninterest income | 554,000 | 1,233,000 | 1,946,000 | 2,555,000 |
| Noninterest expense | 1,992,000 | 4,159,000 | 6,479,000 | 8,559,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,209,000 | 2,572,000 | 3,925,000 | 5,603,000 |
| Income tax | 397,000 | 846,000 | 1,292,000 | 2,357,000 |
| Net income | 812,000 | 1,726,000 | 2,633,000 | 3,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,454,000 | 19,167,000 | 19,764,000 | 19,899,000 |
| Total capital | 20,431,000 | 21,261,000 | 21,864,000 | 22,329,000 |
| Risk-weighted assets | 157,786,000 | 167,211,000 | 167,600,000 | 194,329,000 |