Call reports 2005
1ST BANK — 2005
What 1ST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 272,822,000 | 266,362,000 | 271,856,000 | 304,195,000 |
| Total loans | 90,193,000 | 100,116,000 | 107,566,000 | 113,920,000 |
| Allowance for loan losses | 2,048,000 | 2,081,000 | 2,163,000 | 2,239,000 |
| Securities available for sale | 121,704,000 | 109,738,000 | 107,446,000 | 100,263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,648,000 | 214,946,000 | 220,644,000 | 244,336,000 |
| Interest-bearing deposits | 170,212,000 | 170,089,000 | 169,824,000 | 192,231,000 |
| Noninterest-bearing deposits | 52,436,000 | 44,857,000 | 50,820,000 | 52,105,000 |
| Equity capital | 40,875,000 | 41,747,000 | 41,616,000 | 41,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,906,000 | 6,159,000 | 9,761,000 | 13,225,000 |
| Interest expense | 740,000 | 1,626,000 | 2,552,000 | 3,221,000 |
| Net interest income | 2,166,000 | 4,533,000 | 7,209,000 | 10,004,000 |
| Noninterest income | 354,000 | 752,000 | 1,158,000 | 2,015,000 |
| Noninterest expense | 2,843,000 | 4,194,000 | 5,957,000 | 8,117,000 |
| Provision for loan losses | 973,000 | 1,047,000 | 1,124,000 | 1,198,000 |
| Pretax income | -1,296,000 | 44,000 | 1,286,000 | 2,704,000 |
| Income tax | 0 | 410,000 | 932,000 | 1,401,000 |
| Net income | -1,296,000 | -366,000 | 354,000 | 1,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,511,000 | 16,152,000 | 16,583,000 | 17,250,000 |
| Total capital | 17,068,000 | 17,801,000 | 18,321,000 | 19,115,000 |
| Risk-weighted assets | 124,387,000 | 131,915,000 | 138,864,000 | 148,800,000 |