Call reports 2004
1ST BANK — 2004
What 1ST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 219,750,000 | 233,982,000 | 232,508,000 | 243,528,000 |
| Total loans | 87,793,000 | 92,868,000 | 93,171,000 | 90,217,000 |
| Allowance for loan losses | 1,084,000 | 1,168,000 | 1,254,000 | 1,265,000 |
| Securities available for sale | 107,831,000 | 122,495,000 | 114,999,000 | 118,384,000 |
| Securities held to maturity | 1,179,000 | 1,175,000 | 1,171,000 | 978,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,938,000 | 202,492,000 | 207,761,000 | 219,214,000 |
| Interest-bearing deposits | 156,716,000 | 162,075,000 | 162,569,000 | 178,419,000 |
| Noninterest-bearing deposits | 38,222,000 | 40,417,000 | 45,192,000 | 40,795,000 |
| Equity capital | 16,974,000 | 14,672,000 | 17,596,000 | 17,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,540,000 | 5,264,000 | 8,227,000 | 11,105,000 |
| Interest expense | 546,000 | 1,136,000 | 1,749,000 | 2,484,000 |
| Net interest income | 1,994,000 | 4,128,000 | 6,478,000 | 8,621,000 |
| Noninterest income | 343,000 | 726,000 | 1,118,000 | 1,494,000 |
| Noninterest expense | 1,493,000 | 3,040,000 | 4,642,000 | 6,287,000 |
| Provision for loan losses | 76,000 | 153,000 | 231,000 | 308,000 |
| Pretax income | 876,000 | 1,769,000 | 2,863,000 | 4,295,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 876,000 | 1,769,000 | 2,863,000 | 4,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,992,000 | 15,585,000 | 16,679,000 | 17,259,000 |
| Total capital | 16,076,000 | 16,753,000 | 17,933,000 | 18,524,000 |
| Risk-weighted assets | 104,343,000 | 110,754,000 | 115,454,000 | 116,163,000 |