Call reports 2003
1ST BANK — 2003
What 1ST BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 196,879,000 | 202,943,000 | 206,740,000 | 215,158,000 |
| Total loans | 85,771,000 | 88,944,000 | 88,711,000 | 87,119,000 |
| Allowance for loan losses | 872,000 | 963,000 | 1,037,000 | 1,032,000 |
| Securities available for sale | 76,549,000 | 79,196,000 | 74,426,000 | 109,715,000 |
| Securities held to maturity | 1,565,000 | 1,406,000 | 1,415,000 | 1,228,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,930,000 | 177,940,000 | 183,266,000 | 192,023,000 |
| Interest-bearing deposits | 136,165,000 | 140,078,000 | 143,616,000 | 153,376,000 |
| Noninterest-bearing deposits | 35,765,000 | 37,862,000 | 39,650,000 | 38,647,000 |
| Equity capital | 15,667,000 | 16,024,000 | 15,590,000 | 15,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,623,000 | 5,310,000 | 7,898,000 | 10,567,000 |
| Interest expense | 664,000 | 1,332,000 | 1,904,000 | 2,487,000 |
| Net interest income | 1,959,000 | 3,978,000 | 5,994,000 | 8,080,000 |
| Noninterest income | 309,000 | 624,000 | 1,026,000 | 1,431,000 |
| Noninterest expense | 1,457,000 | 2,940,000 | 4,531,000 | 6,125,000 |
| Provision for loan losses | 74,000 | 152,000 | 229,000 | 304,000 |
| Pretax income | 822,000 | 1,882,000 | 2,711,000 | 3,533,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 822,000 | 1,882,000 | 2,711,000 | 3,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,606,000 | 14,117,000 | 14,396,000 | 14,666,000 |
| Total capital | 14,478,000 | 15,080,000 | 15,433,000 | 15,698,000 |
| Risk-weighted assets | 106,523,000 | 108,961,000 | 109,290,000 | 110,369,000 |