Call reports 2002
1ST BANK — 2002
What 1ST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 175,757,000 | 177,819,000 | 190,966,000 | 200,594,000 |
| Total loans | 81,997,000 | 87,086,000 | 88,827,000 | 87,850,000 |
| Allowance for loan losses | 965,000 | 1,006,000 | 1,065,000 | 870,000 |
| Securities available for sale | 67,619,000 | 72,224,000 | 72,173,000 | 92,164,000 |
| Securities held to maturity | 1,466,000 | 1,460,000 | 1,455,000 | 1,585,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,164,000 | 158,719,000 | 169,310,000 | 179,694,000 |
| Interest-bearing deposits | 130,019,000 | 129,091,000 | 134,277,000 | 145,282,000 |
| Noninterest-bearing deposits | 29,145,000 | 29,628,000 | 35,033,000 | 34,412,000 |
| Equity capital | 11,665,000 | 14,248,000 | 16,074,000 | 15,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,731,000 | 5,486,000 | 8,293,000 | 11,095,000 |
| Interest expense | 817,000 | 1,622,000 | 2,410,000 | 3,178,000 |
| Net interest income | 1,914,000 | 3,864,000 | 5,883,000 | 7,917,000 |
| Noninterest income | 244,000 | 526,000 | 789,000 | 1,212,000 |
| Noninterest expense | 1,244,000 | 2,565,000 | 3,959,000 | 5,626,000 |
| Provision for loan losses | 72,000 | 148,000 | 223,000 | 295,000 |
| Pretax income | 1,279,000 | 2,265,000 | 4,015,000 | 5,101,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,279,000 | 2,265,000 | 4,015,000 | 5,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,063,000 | 12,560,000 | 13,699,000 | 13,335,000 |
| Total capital | 13,028,000 | 13,566,000 | 14,764,000 | 14,205,000 |
| Risk-weighted assets | 100,572,000 | 105,407,000 | 108,647,000 | 110,712,000 |