Call reports 2001
1ST BANK — 2001
What 1ST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 141,671,000 | 149,843,000 | 156,034,000 | 176,148,000 |
| Total loans | 68,463,000 | 74,615,000 | 79,097,000 | 80,159,000 |
| Allowance for loan losses | 762,000 | 773,000 | 828,000 | 889,000 |
| Securities available for sale | 47,715,000 | 57,176,000 | 53,789,000 | 65,845,000 |
| Securities held to maturity | 1,098,000 | 1,095,000 | 408,000 | 334,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,401,000 | 135,389,000 | 140,378,000 | 159,680,000 |
| Interest-bearing deposits | 106,330,000 | 110,983,000 | 113,590,000 | 131,614,000 |
| Noninterest-bearing deposits | 20,071,000 | 24,406,000 | 26,788,000 | 28,066,000 |
| Equity capital | 10,949,000 | 11,324,000 | 12,532,000 | 12,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,606,000 | 5,415,000 | 8,204,000 | 11,047,000 |
| Interest expense | 1,144,000 | 2,303,000 | 3,345,000 | 4,253,000 |
| Net interest income | 1,462,000 | 3,112,000 | 4,859,000 | 6,794,000 |
| Noninterest income | 232,000 | 505,000 | 776,000 | 1,063,000 |
| Noninterest expense | 1,072,000 | 2,219,000 | 3,405,000 | 4,671,000 |
| Provision for loan losses | 37,000 | 93,000 | 166,000 | 240,000 |
| Pretax income | 585,000 | 1,305,000 | 2,078,000 | 2,969,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 585,000 | 1,305,000 | 2,078,000 | 2,969,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,892,000 | 10,231,000 | 10,634,000 | 11,154,000 |
| Total capital | 10,654,000 | 11,004,000 | 11,462,000 | 12,043,000 |
| Risk-weighted assets | 83,026,000 | 88,476,000 | 88,445,000 | 98,556,000 |