Call reports 2022
SMALL BUSINESS BANK — 2022
What SMALL BUSINESS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 97,042,000 | 101,595,000 | 103,989,000 | 99,454,000 |
| Total loans | 63,125,000 | 88,305,000 | 85,110,000 | 83,599,000 |
| Allowance for loan losses | 690,000 | 570,000 | 521,000 | 527,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,309,000 | 90,906,000 | 93,145,000 | 88,480,000 |
| Interest-bearing deposits | 33,555,000 | 42,003,000 | 47,804,000 | 44,307,000 |
| Noninterest-bearing deposits | 52,754,000 | 48,903,000 | 45,341,000 | 44,173,000 |
| Equity capital | 10,590,000 | 10,566,000 | 10,633,000 | 10,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 509,000 | 1,286,000 | 2,191,000 | 3,230,000 |
| Interest expense | 45,000 | 122,000 | 302,000 | 628,000 |
| Net interest income | 464,000 | 1,164,000 | 1,889,000 | 2,602,000 |
| Noninterest income | 126,000 | 270,000 | 636,000 | 884,000 |
| Noninterest expense | 867,000 | 1,752,000 | 2,765,000 | 3,758,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | -427,000 | -468,000 | -390,000 | -422,000 |
| Income tax | -87,000 | -104,000 | -93,000 | -145,000 |
| Net income | -340,000 | -364,000 | -297,000 | -277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,377,000 | 10,353,000 | 10,420,000 | 10,431,000 |