Call reports 2021
SMALL BUSINESS BANK — 2021
What SMALL BUSINESS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 79,480,000 | 77,271,000 | 81,421,000 | 83,721,000 |
| Total loans | 61,243,000 | 57,603,000 | 46,262,000 | 42,173,000 |
| Allowance for loan losses | 743,000 | 707,000 | 762,000 | 701,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,683,000 | 65,373,000 | 69,875,000 | 72,496,000 |
| Interest-bearing deposits | 22,574,000 | 24,726,000 | 26,120,000 | 21,699,000 |
| Noninterest-bearing deposits | 45,109,000 | 40,647,000 | 43,755,000 | 50,797,000 |
| Equity capital | 10,848,000 | 11,077,000 | 11,150,000 | 10,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 602,000 | 1,168,000 | 1,724,000 | 2,201,000 |
| Interest expense | 44,000 | 86,000 | 130,000 | 176,000 |
| Net interest income | 558,000 | 1,082,000 | 1,594,000 | 2,025,000 |
| Noninterest income | 469,000 | 1,193,000 | 1,787,000 | 2,039,000 |
| Noninterest expense | 754,000 | 1,698,000 | 2,578,000 | 3,546,000 |
| Provision for loan losses | 2,000 | 11,000 | 66,000 | 66,000 |
| Pretax income | 271,000 | 566,000 | 737,000 | 452,000 |
| Income tax | 63,000 | 129,000 | 167,000 | 102,000 |
| Net income | 208,000 | 437,000 | 570,000 | 350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,635,000 | 10,864,000 | 10,937,000 | 10,717,000 |
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